Does the Quebec provincial health insurance plan or my insurer reimburse the cost of renting cold caps?

**Régie de l’assurance maladie du Québec (RAMQ)** The use of scalp cooling caps is not covered by the Régie de l’assurance maladie du Québec (RAMQ). **Group and Individual Insurance** An increasing number of private insurance providers now reimburse a significant portion of scalp cooling cap rental fees. - In most cases, patients can claim scalp cooling caps as an alternative to a wig, provided they have a medical prescription. - If you have a healthcare spending account (HSA), scalp cooling may also be an eligible expense. To maximize your chances of reimbursement, it is essential to: - Request a prescription from your oncologist for the use of scalp cooling caps, - Include your medical diagnosis, - Confirm that the prescribed chemotherapy causes alopecia. *Discuss with your employer: they may submit a special request on your behalf, and your HR department can support you through the process.* **Desjardins Insurance** Starting November 1, 2025, insured members of groups offering the Therapeutic Equipment coverage will be eligible for reimbursement of scalp cooling caps, in accordance with their plan’s terms and conditions. A copy of the receipt will be required when submitting the claim—no medical prescription or diagnosis confirmation will be necessary. Until that date, coverage remains exceptional and requires a formal request from the employer to be added to the contract. **Tax Deductions** Penguin Cold Caps are registered as Class 1 medical equipment by Health Canada under reference number 17656. Details of the establishment license [https://health-products.canada.ca/mdel-leim/index-eng.jsp](are available here). Finally, we recommend consulting an accountant, as the cost of renting scalp cooling caps is considered a deductible medical expense for tax purposes.