Does the Quebec provincial health insurance plan or my insurer reimburse the cost of renting cold caps?

**Régie de l’assurance maladie du Québec (RAMQ)** The use of scalp cooling caps is not covered by the Régie de l’assurance maladie du Québec (RAMQ). **Group and Individual Insurance** An increasing number of private insurance providers now reimburse a significant portion of scalp cooling cap rental fees. - In most cases, patients can claim scalp cooling caps as an alternative to a wig, provided they have a medical prescription. - If you have a healthcare spending account (HSA), scalp cooling may also be an eligible expense. To maximize your chances of reimbursement, it is essential to: - Request a prescription from your oncologist for the use of scalp cooling caps, - Include your medical diagnosis, - Confirm that the prescribed chemotherapy causes alopecia. *Discuss with your employer: they may submit a special request on your behalf, and your HR department can support you through the process.* **Desjardins Insurance** Starting November 1, 2025, insured members of groups offering the Therapeutic Equipment coverage will be eligible for reimbursement of scalp cooling caps, in accordance with their plan’s terms and conditions. A copy of the receipt will be required when submitting the claim—no medical prescription or diagnosis confirmation will be necessary. Until that date, coverage remains exceptional and requires a formal request from the employer to be added to the contract. **Tax Deductions** Penguin Cold Caps are registered as Class 1 medical equipment by Health Canada under reference number 17656. Details of the establishment license [https://health-products.canada.ca/mdel-leim/index-eng.jsp](are available here). At this time, it is the only manufacturer in Canada certified by Health Canada that offers manual cooling cap rentals and is authorized to sell or rent this type of product in the country. This is why we refer to it Finally, we recommend consulting an accountant, as the cost of renting scalp cooling caps is considered a deductible medical expense for tax purposes.